Blog
Can you put a property that you still owe on into a Living Trust?
The question of whether you can include a property that is still being paid for in a living trust is a common inquiry among those considering building a plan for their future and that of their heirs. A living trust, also known as a trust, is a legal instrument that...
Myths about Life Insurance
Life insurance is often surrounded by myths that generate distrust among potential beneficiaries. It's understandable that people are cautious when addressing these topics, but it's essential to clarify certain misunderstandings so that everyone can make informed...
How to Protect the Inheritance You Leave to Your Children?
When it comes to planning the legacy we leave to our children, it's essential to consider not only the amount of assets but also how they are transmitted. A commonly used strategy to protect your loved ones from potential lawsuits or legal complications is by using a...
Why does life insurance protect your finances?
Life insurance plays a fundamental role in safeguarding your finances and the financial security of your loved ones. Many people think that this tool is only useful for leaving an inheritance to family members; however, it serves more purposes than just that. So...
An affirmation can change your life
The words we use have a profound impact on our everyday life. A powerful tool to change our perspective and steer our destiny is positive affirmations, and today I want to tell you how they can change your life. Affirmations are positive statements repeated to oneself...
How to know if an IUL is well-established?
A frequently asked question when exploring financial planning options is, "How to know if an IUL is well-established?" First, let's talk about the Indexed Universal Life (IUL), which has gained popularity as an attractive option for those seeking long-term financial...
3 things you didn’t know about life insurance
Life insurance is a crucial tool to ensure the financial security of your loved ones in the event of your death. However, there are certain little-known aspects about these insurances that might surprise you. Today, I bring you 3 things you didn't know about life...
Who needs an IUL?
When it comes to planning your financial future, it's crucial to make decisions about investment tools that best suit your needs. Indexed Universal Life (IUL) policies have become very popular today, and many clients want them, but the reality is that not everyone...
Is an IRA a good retirement plan?
Planning your retirement is an investment in your financial future, and when starting this process, we come across various methods that can help us. Today, I want to clarify a common question: Is an IRA a good retirement plan? An IRA (Individual Retirement Account) is...
Why should you enjoy your authenticity?
On our journey through life, we have all fallen into the trap of believing ourselves to be special, unique, and destined to stand out above others. How many times have we proclaimed phrases like "if that person doesn't do business with me, they're missing out!"? It's...
Should you leave your inheritance in your children’s names?
When it comes to organizing an inheritance, one of the main concerns that comes to mind is, "How can I organize my legacy to protect my heirs?" Many times, in an attempt to avoid certain legal situations, a significant mistake is made by transferring assets directly...
What is the Purpose of a Living Trust?
The Living Trust is a versatile legal strategy that can provide an additional layer of protection for your assets and properties. One of its most prominent functions is the ability to transfer ownership of assets while maintaining continuous control over them. Surely,...
Benefits of a Living Trust
The Living Trust, or living trust, is a legal document that has a significant impact on the protection and management of your assets and finances both during your lifetime and after your passing. What are the benefits of a living trust? One of its main advantages lies...
Will or Living Trust?
Often, when considering estate planning and how to protect assets and property for the future, questions arise about the differences between a will and a Living Trust. Both are vital legal instruments to ensure that your wishes are fulfilled and your loved ones are...
Why Invest in Life Insurance?
Investing in life insurance goes beyond simply insuring your own life; it's an investment that safeguards your legacy and assets. That's why today I want to share with you the key answer to that frequent question you might be asking yourself, Why Invest in Life...
Individual Retirement Plan or Life Insurance?
In the world of personal finance, planning for a secure and robust future is essential. Two common options for future planning are the individual retirement plan and life insurance. Both offer unique advantages, but which one is better? Today, I'll explain the...
Why Purchase a Life Insurance for Your Retirement?
Retirement is an important stage in life, and planning for it in advance is essential to make the most of it. One option that often goes unnoticed is the possibility of saving for retirement through a life insurance policy. Have you ever wondered why you should...
How much does life insurance cost?
One of the most common myths about life insurance is that it is expensive and therefore unattainable for most people. However, the reality is that the cost of life insurance depends on a series of personal and financial factors, and there are options to fit various...
IRA as financial planning
In the decision-making process for financial planning, you've likely asked yourself at some point, "Is an IRA good for financial planning?" Today, I want to talk to you about this tool. An IRA is an option that many people consider. However, it's essential to question...
What documents do I need to apply for life insurance?
When it comes to acquiring a financial ally, one of the most common concerns people face is what documents are needed to apply for life insurance. Often, a Social Security Number (SSN) is requested, which can be a barrier for those in the midst of the immigration...