Blog
Will or Living Trust?
Often, when considering estate planning and how to protect assets and property for the future, questions arise about the differences between a will and a Living Trust. Both are vital legal instruments to ensure that your wishes are fulfilled and your loved ones are...
Why Invest in Life Insurance?
Investing in life insurance goes beyond simply insuring your own life; it's an investment that safeguards your legacy and assets. That's why today I want to share with you the key answer to that frequent question you might be asking yourself, Why Invest in Life...
Individual Retirement Plan or Life Insurance?
In the world of personal finance, planning for a secure and robust future is essential. Two common options for future planning are the individual retirement plan and life insurance. Both offer unique advantages, but which one is better? Today, I'll explain the...
Why Purchase a Life Insurance for Your Retirement?
Retirement is an important stage in life, and planning for it in advance is essential to make the most of it. One option that often goes unnoticed is the possibility of saving for retirement through a life insurance policy. Have you ever wondered why you should...
How much does life insurance cost?
One of the most common myths about life insurance is that it is expensive and therefore unattainable for most people. However, the reality is that the cost of life insurance depends on a series of personal and financial factors, and there are options to fit various...
IRA as financial planning
In the decision-making process for financial planning, you've likely asked yourself at some point, "Is an IRA good for financial planning?" Today, I want to talk to you about this tool. An IRA is an option that many people consider. However, it's essential to question...
What documents do I need to apply for life insurance?
When it comes to acquiring a financial ally, one of the most common concerns people face is what documents are needed to apply for life insurance. Often, a Social Security Number (SSN) is requested, which can be a barrier for those in the midst of the immigration...
What are the uses for your IUL (Indexed Universal Life)?
To provide context, it's important to clarify the meaning of the abbreviation IUL, which stands for Indexed Universal Life, also known as an Indexed Life Insurance policy. IUL is a type of life insurance that not only guarantees your family's financial future in the...
Myths about Life Insurance
A plan that safeguards your finances and future is a powerful financial tool that often goes unnoticed due to the misunderstandings surrounding it. Today, I want to share with you the most common myths about life insurance that I've encountered in my more than 12...
Does life insurance pay out for chronic illnesses?
A very common question among the people I advise is whether it's possible to claim life insurance benefits for chronic illnesses. The answer is yes, and today I want to tell you why. In recent years, we've witnessed the evolution of life insurance to offer a crucial...
Benefits of Life Insurance
Health is one of our most valuable assets, but facing severe, terminal illnesses, or accidents can have a significant financial impact, as health insurance covers only a portion of the expenses. That's why today I want to tell you about the benefits of life insurance....
Plan for your future
In the constant pursuit of ensuring financial stability and designing a plan for the future of our families, we often overlook one of the fundamental pillars of financial planning: life insurance. This essential element not only provides peace of mind in the face of...